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Operate Your Business with Ease, not Fees.

Enjoy a seamless business banking platform backed by 24/7 customer support and zero ACH fees. Apply for a Rho account in minutes today.

“In Rho, we found a modern solution that could grow alongside us.”

James Jiang

CEO & Co-Founder at Spark

“In Rho, we found a modern solution that could grow alongside us.”

James Jiang

CEO & Co-Founder at Spark

“In Rho, we found a modern solution that could grow alongside us.”

James Jiang

CEO & Co-Founder at Spark

Your Benefits

Your Benefits

A powerful finance platform with world-class support

Everything you need to run your company's finances from end to end.

Put an end to annoying fees

Send payments fast – without any

platform, ACH, wire transfer, or overdraft fees.

Put an end to annoying fees

Send payments fast – without any

platform, ACH, wire transfer, or overdraft fees.

Put an end to annoying fees

Send payments fast – without any

platform, ACH, wire transfer, or overdraft fees.

A partnership you can trust

Rho partners with Webster Bank, N.A., Member FDIC, a nationally-chartered institution with over $70B in assets.

A partnership you can trust

Rho partners with Webster Bank, N.A., Member FDIC, a nationally-chartered institution with over $70B in assets.

A partnership you can trust

Rho partners with Webster Bank, N.A., Member FDIC, a nationally-chartered institution with over $70B in assets.

Speak with support fast

Your business is assigned a dedicated Rho specialist to provide personalized, one-on-one support around the clock.

Speak with support fast

Your business is assigned a dedicated Rho specialist to provide personalized, one-on-one support around the clock.

Speak with support fast

Your business is assigned a dedicated Rho specialist to provide personalized, one-on-one support around the clock.

Business Banking

Business Banking

Open an account and start enjoying an award-winning platform experience today.

Apply now

Account Options

Account Options

Two business account options, one powerful platform

Manage day-to-day operating cash with zero ACH fees.

Rho Business Checking Account

$0 ACH and wire transfer transaction fees plus reliable support.

Rho Business Savings Account

Savings Account deposits are FDIC-insured up to $75 million through American Deposit Management Co. and its partner banks.

Rho Capabilities

Rho Capabilities

Multiple capabilities – one powerful online platform

Experience the benefits of a Rho business account today.

Send ACHs for free in as little as one business day.
Manage invoices at scale with automated bill pay.
Enjoy mobile check deposits and zero monthly fees.
Handle global payment processing at scale.
Set up free Deposit Account Control Agreements for lenders.
Access a business line of credit with the Rho Corporate Credit Card.

“Rho allows us to scale to a 100-person team without spending a lot of time on banking or expense management."

Craig Bartlett

Director of Finance & Strategy at MunkPack

“Rho allows us to scale to a 100-person team without spending a lot of time on banking or expense management."

Craig Bartlett

Director of Finance & Strategy at MunkPack

Before and after Rho

Seasoned business owners, operators, and CFOs optimize cash flow and bank with confidence using Rho.

Without Rho

With Rho

From manual finance

From manual finance

You lack real-time clarity over T&E spending and spend far too many hours chasing down late receipts and approvals.

You lack real-time clarity over T&E spending and spend far too many hours chasing down late receipts and approvals.

To frictionless finance

To frictionless finance

Organize your cash with multiple fee-free operating accounts 

and count on 24/7 customer support.

Organize your cash with multiple fee-free operating accounts 

and count on 24/7 customer support.

How the Rho platform compares

See how our powerful platform stacks up against other cash management solutions.

Mercury

Chase

Wells Fargo

Zero monthly subscription fees

$350/Pro Plan

$15

$10

Fee-free Same Day ACH and wires

Native accounting software integrations

NetSuite requires Mercury Pro

Built-in AP automation and expense management

Some invoice features restricted to Mercury Plus

Minimum deposit requirement

N/A

N/A

$2K

$10K

FDIC Deposit Insurance

Up to $75M with Business Savings Account1

Up to $5M

$250k

$250k

Competitive data was collected from Chase, Wells Fargo, and Mercury websites as of September 25, 2024 and is subject to change or update. Customer wait times are based on anecdotal research.

Competitive data was collected from Chase, Wells Fargo, and Mercury websites as of September 25, 2024 and is subject to change or update. Customer wait times are based on anecdotal research.

Experience better business finance with Rho today.

Experience better business finance with Rho today.

Have questions?

Have questions?

Have questions?

See answers to common questions we get from customers about Rho business banking software.

See answers to common questions we get from customers about Rho business banking software.

See answers to common questions we get from customers about Rho business banking software.

Is my business eligible to open a Rho checking account?

Is Rho a bank?

Who is Rho’s sponsor bank?

What do I need to set up a new business checking account with Rho?

Does Rho have a mobile app?

Does Rho offer business savings accounts?

Does Rho charge ATM fees?

Does Rho offer personal checking accounts?

Is my business eligible to open a Rho checking account?

Is Rho a bank?

Who is Rho’s sponsor bank?

What do I need to set up a new business checking account with Rho?

Does Rho have a mobile app?

Does Rho offer business savings accounts?

Does Rho charge ATM fees?

Does Rho offer personal checking accounts?

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1 (855) 7-GETRHO

1 (855) 7-GETRHO

100 Crosby Street New York, NY 10012

100 Crosby Street New York, NY 10012

Text RHO to +1 855-743-8746 to contact customer support via SMS

Text RHO to +1 855-743-8746 to contact customer support via SMS

1Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank N.A., member FDIC. Savings account services provided by American Deposit Management Co. and its partner banks. International and foreign currency payments services are provided by Wise US Inc. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party. Products and services offered through the Rho platform are subject to approval.

2The Rho Corporate Card is issued by Webster Bank N.A., member FDIC pursuant to a license from Mastercard, subject to approval.

3Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser and subsidiary of Rho. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC-insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk, including the possible loss of the principal invested, and past performance does not future results. Registration with the SEC does not imply a certain level of skill or training. Treasury and custodial services provided through Apex Clearing Corp. ("Apex") and Interactive Brokers LLC ("Interactive"), registered broker dealers and members FINRA/SIPC. Interactive rates may vary from Apex rate shown above. For additional information about investment management and advisory services provided by Rho Treasury, please refer to Rho Treasury’s ADV-2A Wrap Fee Brochure.
             
This material presented is for informational purposes only and should not be construed as legal, tax, accounting or investment advice. Under no circumstances should any of this material be used for or considered as an offer to sell or a solicitation of any offer to buy an interest in any securities. Any analysis or discussion of financial planning matters, investments, sectors or the market generally are based on current information, including from public sources, that we consider reliable, but we do not represent that any research or the information provided is accurate or complete, and it should not be relied on as such. Our views and opinions are current at the time of publication and are subject to change. You should consult with your attorney or relevant professional advisor for advice particular to your personal or business situation.
                  
Rho Treasury is not insured by the FDIC. Rho Treasury are not deposits or other obligations of Webster Bank N.A., or American Deposit Management Co.’s partner banks, and are not guaranteed by Webster Bank N.A., or American Deposit Management Co.’s partner banks. Rho Treasury products are subject to investment risks, including possible loss of the principal invested.

*This reflects the gross yield based on 90-day Treasury Bill rates as of 01/23/2025. The advertised yield does not include the annual fee, which ranges from 0.15% for deposits of $20M or more to 0.6% (the maximum annual fee) for deposits under $2M. Individual results may vary depending on the actual investment date and investment products selected. Past performance is not a guarantee of future performance results. The yield is variable and fluctuates without prior notice. The rate shown is before fees. Fees and costs may reduce the actual returns received. The amount of Treasury Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn the same yield.

While Rho does not charge international wire transaction fees, international wires in USD can be subject to additional fees set by recipient, correspondent, or intermediary banks, in addition to the SWIFT network.
© 2019-2025 Under Technologies, Inc. DBA Rho Technologies. Rho is a trademark of Under Technologies, Inc.